In the world we live in, consumption appears to be the ultimate purpose of our existence. From all directions we are bombarded with advertising to convince us not only of good quality or price of a product, but how necessary it is to live as we should and should not be an outcast of the consumer society. Because classical society now is that: a consumer society.

It is true that it is extremely good being able to choose among multiple products, many brands, countless varieties, different establishments, and so on. But it is true that advertising has gone to teach a product to highlight its benefits and convince us that what we buy, to be a tool to create needs. That is, it tells us to buy everything we can to be part of society, and the more you buy better.

Actually, it is beneficial to choose what we buy, and we will not make apology for austerity. Each person must know what needs you have and how best to cover them. But in any case, we will highlight a number of factors that can influence our consumption is responsible, that is, we buy what we need or even a whim, but do not buy to buy, that we are not carried away by a current consumer and does not cover our needs, but needs to tell us ad nauseam that we need to cover.
Unavoidable expenditure

First, we assume that there are a number of unavoidable expenses such as housing, food, clothing or supplies (water, electricity, etc.). That must be covered.

As for housing, often the largest household expenditure. We have seen in other articles should be possible for the best mortgage or rent rather than buy more at ease to go in the future.

With regard to food, a good trick is to go to establishments that have a good assortment of products at a fair price, especially in white markings, or if you go to establishments with offers or promotions (3 x 2, for example), stick to them, they tend to be a claim to end up buying more than we need and at prices that are already emerging from these deals, so we just spend more.

Regarding clothes, you should buy only what we need and take advantage of discounts or offers, taking clear what we pledge and not buying anything we do not need to look cheap.
Unnecessary expenses

But often we do spending on unnecessary things. That’s why we list below a number of tricks you can do to not be tempted to buy things that do not need.
Credit Cards

We should not get credit cards if they are not necessary, nor is it convenient if we carry over, except that we travel, for example. Often plastic money gives us peace of mind when buying because they think that then you have to repay that money with interest succulent.

It is better to have debit cards that carry our purchases at the time, which we feel to be spending more money and will not be so happy when you buy. Never take advantage of credit to buy things they can not or will be very inconvenient to pay.

For the same reason, do not lose all sense of time is being spent, it is better to pay cash whenever possible.
Lines of credit

Similarly, we should have open lines of credit if we do not have a precise need for a true cost is to occur in the future. If we credit any credit need to be served by our financial institution.

Reject lines and credit cards that are not necessary. If you do not have them, certainly not the use to something essential.
Vacation Savings and Contingency

Equally, it is desirable for the extra costs of some importance (known in advance or not) to be given in the year, planned to have a fund to make periodic contributions to pay more bearable.

If we know that we go on vacation in September, we can start putting € 100 per month since January. Eventually, we will have accumulated 800 € to spend, which would be very uncomfortable to pay all at once.

Similarly, we can create a savings fund for contingencies. In short it is the contribution (ie € 20 per month), provided a small fund will accumulate which we can draw from more than a pinch.
Conclusion

In short: do not buy things you really do not need, we offer such cheap. Contrast between establishments in each case to see what is cheaper. Let’s find offers and promotions but we do not get out of them. Should not have credit cards or purchase if they are not necessary, because they incite to spend more (plastic money is evidence that costs us less to spend). And we have a fund for expenses. Gradually pay is always better to do at once.