* Calculate the total amount of your debt: The first thing you should do to get rid of your debt is to admit that you are in debt, and be willing to get rid of them. Carefully calculated the total amount of money you owe. Get rid of debt first with higher interest rates, this will help you save big money. ” It is very difficult to solve your problems if you’re not clear about your financial situation.
* Calculate your cat and prevents add a single euro to the amount you owe: It’s time you stop wasting money so you have to change your habits when it comes to spending. Watch carefully how much you earn and your basic expenses and try to reduce costs as much as possible. All this means a change in your lifestyle. Avoid by all means not even one euro add to your already overwhelming debt, for example, use a debit card instead of a credit card so that you can use the card only if you have money on your account.
* Squeeze any extra money and accelerate your debt payments: Cut your lifestyle and use any extra money you get to clear your debts faster. Deletes a growing debt, get rid of the one with the highest interest rates first, thus saving much money.
* Choose the most appropriate method to settle your debts: There are several options to solve your debt, but select the most appropriate choice is as important as a wrong step can ruin your future. The choice of method to solve your debts must depend, ideally, the type and amount of debt you have.
* Choose the right company: Companies with debt consolidation are springing up like mushrooms in Spain, so it is very important that you seek help to solve your debts in a proper company.
* Eliminate your credit cards: once you’ve finished paying the debts of a credit card account canceled immediately. Leave credit cards at home to avoid the temptation to use them. Never pay the debts of a credit card with another, as it has some disadvantages. Each credit card is a source of potential liabilities. Keep in mind that introductory offers can be very tempting but not so good after a certain period of time.
* Be careful with your mortgage interest: Interest on mortgage loans are much lower compared to the interest charged by credit card debts. In addition, mortgage interest is deductible, so many people use money from their mortgages, however, if the money were used to pay credit card debt, debt re-shoot.
* Hire professional help: For some spending money is a psychological problem, it can be a habit or an addiction like alcohol, gambling or drugs. Social problems like divorce and job loss or unavoidable emergencies like disease can also be a cause in such cases it is advisable to seek professional financial advice.

If you follow the suggestions above will get consistently successful economic performance in the future. Look at your present situation as a learning experience and that will free you from your debts soon.